SME Lending

Make more informed lending decisions faster

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    Access comprehensive company overviews and financial data instantly with just a company name

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    Prequalify your top of funnel and approve applicants more quickly

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    Make more accurate decisions and increase your customer base

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YOUR VISION, AMPLIFIED

A Unified Platform for lenders

A unified financial overview

Swiftly acquire customer financial data, including transactions, affordability, credit scores, and accurately assess lending capacity.

Encode your risk-based onboarding policies

Implement formal due diligence and rule setting, with our robust AML and Customer Due Diligence capabilities.

Convert more customers

Switch from manual and time-consuming customer verification processes to an automated and streamlined system, enabling faster and more accurate loan decision-making.

SUCCESS STORY

Empowering smarter and faster lending decisions

“Sikoia enables Myos to make better yet faster decisions in a critical domain of our business, ensuring a robust approach as we expand in Europe.”

Benjamin Schickert, CFO

HOW WE SOLVE IT

Tailored solutions, unmatched results

Unlike one-size-fits-all solutions, Sikoia's provider-agnostic platform enables seamless integration of your preferred data sources and partnerships, ensuring a custom solution for optimal business outcomes.

Unified Data Platform

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Benefit from a single access point with our unified dashboard and API integration that supports and elevates your existing processes. Centralise and unify applicant identity and financial data, data extracted from company and financial documents, and multiple other sources, ensuring a comprehensive overview.

Case Management

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Collaborate effectively, manage access, and ensure informed decision-making every step of the way. Our unified client data dashboard prioritises each case, enabling clients to consolidate all pertinent information, from IDV requests to status updates. Collaborate effectively, manage access, and ensure informed decision-making every step of the way.

Decisioning Automation

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Implement and automate rules to encode your organisation's unique internal policies using Sikoia's Decisioning Automation. Ensure that every case review is in perfect alignment with your organisational priorities and risk appetite, all within a fully traceable and scalable framework.

MEASURABLE SUCCESS FOR SME LENDERS

Real results, proven excellence

Reduce application times

Improve your conversion rates by minimising customer touchpoints, and making decisions faster.

Streamlined loan approval

Automate routine assessments, allowing your team to concentrate on the most intricate cases, thereby improving decision-making efficiency.

Improved risk management

Enhance your risk management practices with our comprehensive toolkit, improving your ability to convert more customers in a standardised, repeatable manner.

Rapid SME lending with instant data access

In the demanding world of SME lending, where risk management and time efficiency are critical, lenders are typically beset by challenges. Sikoia gives you instant access to vital company overviews and financial data, all from just a company name. With integrated KYC and AML data checks, Sikoia's technology ensures that you operate within compliance boundaries while drastically increasing lending and credit approvals. It's time to leave the bottlenecks behind and embrace a solution that aligns perfectly with the fast-paced demands of the modern lending environment.

Deep dive with our Product Sheet

Learn on your own time; what and how these checks are conducted as well as what out put insights.

Download our Product Sheet

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