Remove unnecessary manual review queues
Instantly verify if documents meet your application criteria
Provide instant feedback to your customers
Sikoia simplifies the customer verification and onboarding process by offering a robust suite of document processing features. Automatically ensure the integrity, validation, and completeness of customer-submitted documents, including bank statements, payslips, and tax returns. Automate your processes, whether it is to evaluate loan applications, conduct affordability checks, or verify income or address.
Our Document Integrity feature instantly flags and rejects unusual or suspicious documents, such as those with missing pages or inconsistent information.
Automated integrity validation
Reduced risk of fraud
Enhanced document confidence
Our Document Validation feature assesses documents in real time to ensure they meet your policy requirements.
Instant document validation
Real time feedback to customer
Customisable to your unique requirements
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Our Application Completeness feature checks if all required documents for an application have been submitted, without any manual input.
Simplified submission process
Reduced application delays
Less back and forth communication
Instantly validate received documents, reducing the workload on your operational team, increasing productivity and cutting costs.
Provide real time feedback to your customers at document submission. Avoid unnecessary back and forth and time lost by ensure the right documents are uploaded the first time
Eliminate human error by ensuring consistency of checks and safeguard against processing fraudulent documents.
Reduce your manual review of customer application documents from hours to minutes.
Lowered risk of errors and omissions with intelligent automation and 99% data extraction accuracy.
Minimise both your and your customers' manual data entry by pre-filling online portals and offering instant feedback, for a quick and more accurate experience.
Boost your bottom line with efficient automation of customer bank data categorisation to automatically run affordability insights and flag common risk factors, uncover cross-selling chances, and supercharge efficiency.
Extraction success rate of >98%
75% cut in manual reviews of customer documents
£ savings depending on your current processes
See the benefits for your own business – simply enter your estimates into the calculator to see the impact Sikoia can have.
Enhance your business operations with our tailored approach, designed to streamline processes, spur growth, and improve customer experiences - all while staying compliant.
Cut administrative time and costs by 75% with our AI-powered solutions. Our system automatically processes mortgage application documents, providing instant checks on income, employment, affordability, and more.
Automate income and affordability checks using open banking or by uploading bank statements and payslips. Navigate customer duty requirements with auditable suitability decisions.
Speed up your lending decisions with immediate access to comprehensive company registration, financial, and AML data using only a company name. Streamline the prequalification process and approve applicants faster. Enhance the accuracy and speed of your decisions to expand your customer base effectively.
Streamline your referencing process with instant income, employment, and affordability verification. Identify red flags early with real-time risk indicators and reduce client touchpoints without compromising on compliance. Accelerate decisions, minimise manual work, and deliver a smoother experience for both agents and tenants.
Navigate KYB challenges swiftly and accurately, while staying compliant in a dynamic international regulatory environment. Efficiently process high volumes without overlooking crucial details. Achieve a perfect balance between strict compliance and delivering outstanding customer experiences.
Simplify customer and business authentication, reducing client touchpoints and friction while maintaining compliance. Our system orchestrates automated checks tailored to your specific regulatory needs and risk policies.
Automatically generate verified insights, eliminating the need for manual review of your customers' application documents. Seamlessly integrate into your processes, whether it's your front-end to enhance your online application portal or your back-end systems.
Want to dive deeper into our Solution? Our Product Sheet is your go-to resource for a comprehensive breakdown of what we offer. From the cutting-edge processes to the actionable insights generated.
Sikoia Ltd is authorized and regulated by the Financial Conduct Authority (FCA) as an Account Information Service Provider (AISP) under the Payment Services Regulations 2017 (FRN: 942979) and as a credit reference provider (FRN: 942616). Sikoia Ltd is a credit broker and not a lender. Credit is subject to status.
